+1 289 514 1723  info@brunswickfunds.org

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our services
ASSET BACKED FINANCING
Our asset-backed lending services deliver a business or personal loan secured with publicly-traded securities and similar assets as collateral. This allows a borrower to immediately access the working capital and liquidity that is available in those assets.
The proceeds from an asset-backed loan can be used to cover business or personal expenses or investments as needed or create a pool of working capital that can be used to operate or grow a company where a business may have reached the limit on its bank line of credit. Often, companies or individuals that implement asset-backed borrowing strategies have cash flow problems, many of which stem from rapid growth or a desire to take advantage of other investment opportunities. Asset-backed lending helps companies and individuals manage their rapid growth issues and position them in a favorable position for future growth.
Structure

Brunswick Funds can establish a loan and debt structure that maximizes the availability of working capital from the company’s or individual's publicly-traded securities assets. The borrower then grants Brunswick Funds a security interest in the stock being used as collateral, which is held by a third-party securities depository institution. A value is given to the securities assets, and a percentage of the value of the assets is made available to the borrower.


A typical collateralized stock loan structure will unlock liquidity between 30% and 50% of the value of the stock

Most of Brunswick Funds collateralized stock loans are for a five-year term. While the loan is outstanding, the borrower makes monthly or quarterly interest payments and repays the principal balance in a single balloon payment at the end of the loan term. The loan is also nonrecourse, which means that if the borrower elects not to repay the principal, the lender’s sole remedy is to take full possession and ownership of the collateral. The borrower's other investment assets are not at risk in the event of non-payment of the principal. 

Sophisticated investors use this loan structure to get the cash they need on a near-immediate basis. Brunswick Funds offers critical advantages over other lenders:
  • Approval within three days/closing and funding in 14-21 days
  • Turn frozen investment assets into working capital
  • Deal directly with our decision makers because we are a direct lender and not an agent for other lenders
  • Control your cost of capital by borrowing only as much as you need
  • Challenged credit and length of ownership of the securities collateral are non-issues
  • More access to liquidity than a traditional line of credit

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Contacts

 45 Sheppard Ave E Suite

#900 North York, Ontario M2N 5W9

 +1 289 514 1723

 info@brunswickfunds.org