The material on this site is for information purposes only. It provides a background summary of the risks inherent in a range of financial transactions that you may take advantage of as a client of Brunswick Funds Equity Holdings LTD. You should ensure that you fully understand the nature of each investment and transaction in which you participate, as well as the potential risks inherent in each of them.

Past performance is not a reliable indicator of future performance. Investors should remember that the value of an investment strategy and the income received from that strategy can go down as well as up. Depending on political, economic, and/or social conditions, an investor’s decisions may be in error and the investor may not get back the amount invested. Changes in exchange rates or tax or central bank policies may have an adverse effect on the value of or income from an investment transaction. Investment returns may be adversely affected by charges levied on any specific transaction. Inflation and currency fluctuations may reduce the value of investments.

All forms of investment involve risk. The value of investments and the income derived from them are not guaranteed. An investor may lose all or a substantial part of an investment portfolio.

Brunswick Funds Terms and Conditions for Services provide detailed information on investment risks. In deciding your objectives, transactions in which you participate, or restrictions that you wish to impose on your transactions, please consider the following terms and conditions and our interpretation of various generic and other risks.


Liquidity risk: The risk stemming from assets that are not heavily traded or that are subject to low demand, leading to an investor’s inability to buy or sell an investment quickly enough to prevent or minimise losses.

Inflation risk: The risk that the value of an asset, adjusted to remove the effects of price changes over time, will fall as a result of the rate of inflation that exceeds the rate of return on the investment (Inflation risk is of particular importance in 4Q2022 in light of recent economic turmoil in Great Britain and U.S. monetary policies).

Equity risk: The risk that the value of equity becomes worthless as the underlying fundamentals of the issuer of the equity are downgraded, leading the issuer to consider bankruptcy.

Credit risk: The risk of an issuer of a debt instrument will default and be unable to repay the principal investment or debt service payments.

Volatility: A statistical measure of the tendency of an individual investment to reflect significant fluctuations in value over short time spans. Brunswick Funds considers investments that have higher volatility to be high-risk investments.

Market risk: The risk that economic or technical market conditions will drive down the value of an individual investment or portfolio.

Concentration risk: The risk caused by inadequate diversification in an investment portfolio such that an investor is heavily exposed to one or a limited number of investments or market sectors.

Counterparty risk: The risk that one or more parties in an investment or transaction are unable to meet their commitment.


These descriptions are intended to provide only some of the more common risks associated with our cash liquidity and investment-leveraging transaction services. More detailed information can be found in the full Terms and Conditions, which are available on request.